Your new equipment can be installed and operational without the need for capital expenditure. The cash can then be used where it will produce the best return, such as in investment, operating activities or short term funding needs.

Time Finance's finance payments are fixed for the whole term avoiding the effects of inflation and making cash flow forecasting and budgeting simpler. Bank facilities are generally related to interest rates, which is fine when they are low but can cripple cashflow when they increase.

Enable the finance payments to coincide with the benefits of having the new equipment as they start to appear. After all, you wouldn't pay all your staff costs up front! Finance payments may be financed as they go along by extra income obtained by having the new equipment. You can have equipment at today's prices paid for from tomorrow's income.

In the case of lease rental, all rentals paid are 100% allowable as an expense for tax relief often providing tax savings.